My truck died.
In late January when it was bitter cold my truck began having issues accelerating. At first I thought it was the weather, but because I didn't have any money I didn't go to get it checked out. It got worse and worse until one day it overheated and stopped. It was smoking so badly. My sis had it towed to her shop and the guy there told me that he got the starter checked out and it was okay, but he needed to put a new starter on the vehicle to start it to find out the problem. Okay, that didn't make any sense to me. If the starter was okay why would I need to pay $150 to get a new one put on. So I didn't have the money to get it looked at and I didn't want to pay him for nothing so I just let it sit for a couple of weeks. Meanwhile, I looked for a new vehicle. I went to Miles Chevrolet and they had three cars that I was interested in--Ford Focus, Saturn Ion, and an Oldsmobile Alero. The Alero was the cheapest so of course I was interested in that one. I knew that my credit score had gone down so I didn't know how much interest I was going to have to pay, so the cheaper the better. I went to test drive it and I forgot that I got a ticket for being stuck in the mudd (sort of), so I didnt have my license. The salesman told me that as long as someone in the car had a license it was okay, so I asked Mike if he had his. He looked and realized that he didn't. We both laughed and I concluded that that wasn't my car. I moved on.
Before going to Miles I did check at Bob Brady Auto Mall, but the cheapest car they had was a Chrysler Sebring Convertible. I didn't really like it and it was also out of my range of payments. The whole time during this ordeal I was praying to God for assistance. I didn't know what to do. A week after going to Miles I decided to go back and look at a different car. I checked out the Saturn. I was going to test drive it and right as I was getting ready to do that I started the car and nothing happened. I thought the same thing, "This is not my car." So it took three portable chargers and four different men to realize that the battery on Saturns are in the trunk. It then took to about 10 minutes to realize that the car wasn't starting with those portable chargers. That battery was DEAD and it wasn't coming back alive. I left there. A couple of days later I went back to look at the Alero. I test drove it, took it to my mechanic who was taking care of my truck. He test drove it and checked it out. He let me know it was a decent car--it needed new tires but it was decent. He told me about the car buying/selling business because he used to sale cars. He then told me about the dealerships here in town. He let me know that Miles was the better dealership. I went back to let them know that I wanted that car, but at a cheaper price. They hardballed me and I walked away just as I was told. I was a littled disappointed that the guy wouldn't even hear me out, but I also knew that I had an appointment at Bob Brady that Saturday morning.
I went to see C******* at Bob Brady. They showed me the cheapest car they had on the lot--an '07 Ford Taurus. It was an okay car--a little dirty, no CD player (I didn't know that they still made cars with cassette decks), but it was okay. They kept saying that it would be in my price range. They wouldn't tell me how much the car was though. I took it to get checked out and it needed some minor work--new air filter, new fuel filter, paid on the back of the car had been peeled off, the tires were crappy and oh yeah, NO CD PLAYER. So was going to go back and tell them that I liked the car, but I needed to get those things worked on sans the tires. However, when I got back and they ran my credit they came back with this crazy figure way out of my price range. C******** was then telling me how I had to build my credit and that this was the interest rate that I had to deal with. NO WAY! I told her in my quiet voice that I had another deal at Miles that was waaaayyyy closer to my price range and I got my things was getting ready to leave. "Hold, on," she said. She heard the competitions name and wanted to work something out with me. She came back with the keys to the car and told me that I could take it home over the weekend and we would work out the financing on Monday.
Monday came and went and I didn't have financing because my credit union would not talk to Bob Brady. I had to go fill out the application myself. I didn't do that until Wednesday because C********* wasn't going to be at work on Tuesday and I didn't want to talk to anyone else so I waited. My credit union approved my loan, but me being the naive person that I am didn't know what to do next. I still didn't know how much I was paying so I didn't do anything. C******** called me and told me the bank would have all the information I needed as far as payment and interest rate etc. So I still didnt do anything until Friday because I was out of town ( in their car) for work. I got back on Friday and C********** was going to croak because she hadn't heard from me. I called my bank and asked them all the particulars and found out that my interest rate was 5.99%--waaaayyyy better than what I thought right. By now the car was squeaking. The was somethign wrong with the belts and, so I called C************* and asked her if she would fix the belts, change the fuel filter, fix the paint. She told me that she would have to see what their service department could do. Huh? I'm not buying a car that I'm going to have immediately go fix. That would be rediculous. So while the service department was working on the Taurus I went back to Miles and low and behold the Saturn was there. I test drove it, took it to my mechanic and they told me hands down the Saturn was the better car. Miles had taken care of it and it looked better, smelled better, had leather seats, a sun/moonroof, a CD PLAYER that PLAYS mp3s. It was a nice car. I took it back to Miles and told them that I liked it, but that I was also talking to Bob Brady. That motivated Kevin. He went to his manager and asked him what he could do to get me in the car. The Taurus and Ion were both the same price. He knocked $800 off the price. I was biting my nails. I needed time to think. I told him that I would call him back.
When I got back to work I called the bank, called the insurance company to get price information. Because the Saturn was a little older my bank would only do a 4-year loan so the price would be a little higher, but I was okay with that because that meant I had less time to pay it off. I called them back and went ahead with the Saturn. I took Bob Brady back the HHR that they told me to drive until the Taurus was fixed. I didn't tell them that I went with a different dealership. I just told C********** that I would call her on Monday.
I'm not sure what I'm going to tell her when she calls.